Crédit Mutuel Arkéa is rated by Fitch Ratings and Moody's Investors Service and enjoys some of the highest ratings in the French banking sector.

The ratings of the two covered bond programs, Arkéa Home Loans SFH  (rated by Moody's Investors Service and Fitch Ratings) and Arkéa Public Sector SCF  (rated by Moody's Investors Service), reflect the quality of the cover pools, which consist entirely of loans granted by Crédit Mutuel Arkéa.

 

 
  Moody's Fitch
Crédit Mutuel Arkéa    
Long-term Issuer Rating A1 AA-
Outlook Negative Negative
Short-term Issuer Rating P-1 F1+
Long-term Senior Unsecured Debt A1 AA-
Short-term Senior Unsecured Debt P-1 -
Long-term Senior Unsecured Non Preferred Debt A3 A+
Subordinated Tier 2 Debt Baa1 A-
Last report /rating decision 21/04/2026 12/05/2026
     
Logo Arkea Home Loans Aaa AAA 
Last report /rating decision  17/04/2026 02/09/2024
Logo Arkea Public Sector Aaa  
Last report /rating decision  22/01/2026