In an article in the daily newspaper Le Télégramme, Hélène Bernicot, CEO of Crédit Mutuel Arkéa, reminds us of the stakes involved in the fight for Arkéa's autonomy, which is much simpler than it seems, could be summed up as follows: which bank do we want - us, individual customers, companies, local authorities, associations - for tomorrow? A consolidated, centralised, more distant bank, less able to understand local issues and adapt to individual situations? Or a medium-sized bank, free to make its own choices, more flexible, rooted in its territories, in close contact with customers, elected representatives and local authorities? These are the terms in which the debate about Arkéa is being framed.