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Actualités

Ark'ensol: spearheading community engagement for Crédit Mutuel Arkéa

The Group’s community engagement arm

Created and funded by Crédit Mutuel Arkéa, the Ark’ensol association is the Group’s community engagement arm. Ark’ensol helps new businesses get off the ground and provides assistance and support to families and community organizations. It also encompasses two specialized associations: Ark’ensol Créavenir and Ark’ensol Entraide.

Ark’ensol Créavenir’s major focus is the creation of start-ups. It provides financial support in the form of grants and interest-free loans to newly created or acquired companies that are making investments and generating jobs. Each year, the initiatives undertaken have led to the creation or retention of several hundred jobs.

In 2013, Ark’ensol Créavenir’s efforts resulted in the creation and retention of 825 jobs. Since it was founded, it has helped generate more than 2,000 jobs.

Long-time partner of ADIE

ADIE’s long-time partner Ark’ensol Entraide operates in the area of employment. By providing micro-credit to low-income individuals, it has helped most beneficiaries return to the workforce. Ark’ensol also cooperates with ADIE (Association for the Right to Economic Initiative) and serves as the local partner in Brittany for the Fondation de la 2e chance (Second Chance Foundation), which helps create new businesses.

Micro-credit for families

Ark’ensol Entraide is responsible for the main financial support measures aimed at families. This involves assisting borrowers experiencing payment difficulties as well as providing personal micro-credit, a program enabling them to finance their household capital goods under certain terms and conditions. In both cases, special attention is paid to teaching families good money management practices. This goal is also a major theme when helping customer shareholders find solutions to occasional or recurring challenges.

In addition, Ark’ensol supplements community organizations’ resources so they can better fulfill their missions. One example is personal micro-credit, based on cooperation between an association and a bank. Another example is a donation of computers for the benefit of Crédit Mutuel member associations as long as they carry out a project meeting certain criteria.

All of these initiatives have one thing in common: they help improve the population’s living conditions in the areas covered by Crédit Mutuel de Bretagne, du Sud-Ouest and Massif central.